SHARE ACCOUNTS

Let us help you get there


Your savings at the Credit Union are called shares because they represent your share in the Credit Union. Savings are important and an essential part of our Credit Union and all members are encouraged to save. Payroll deduction / direct deposit is a painless way of saving.




Regular Share Accounts

This account is the primary account for all members. It must have a minimum balance of $5.00 to remain an active account. Dividends are paid quarterly and are based on the average daily balance in your account. You must maintain an average daily balance of at least $50.00 to earn dividends.

*Fees may reduce earnings on account.

Share Certificates

There are several share certificate programs available to members. These certificates vary in length: 6 months to 24 months.

View Rates

Christmas Club Accounts

This account is a pledge account whereby the member designates a certain amount per week or payday to be deposited for holiday shopping needs. Early October, the funds from this club account are automatically sent in time for holiday shopping. Since this is a pledge account, funds are not to be withdrawn during the year. This account earns dividends in the same manner as a regular share account.


Share Draft Account (Credit Union Checking)

Our Share Draft Account offers you a convenient way to manage all your financial needs. There is NO minimum balance, NO monthly service fees, Overdraft protection, Courtesy Pay and the first 50 checks are FREE. Statements are sent monthly. VISA Debit Card is also available through this account.

LOAN SERVICES

We can help with all your financial needs


Call us when you need to borrow money. We can help you choose the solution for all your borrowing needs with our very competitive rates.






We offer:

  • New and Used Auto / Motorcycle Loans
  • New and Used Recreational Vehicle Loans
  • Signature Loans
  • Share Secured Loans
  • Home Improvement Loans
  • Debt Consolidation Loans
  • First Mortgage Loans
  • Home Equity Loans
  • Visa Credit Card

Interest is computed on a day to day basis and only on the unpaid balance. There are no penalty charges for early repayment.

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ALL SERVICES

A complete list of all the services we offer



Savings Programs

  • Savings Accounts
  • Christmas Club Accounts
  • Vacation Club Accounts
  • Share Certificates

Lending Programs

  • New and Used Auto / Motorcycle Loans
  • New and Used Recreational Vehicle Loans
  • Boat Lines
  • Lines of Credit
  • Debt Consolidation Loans
  • First Mortgages
  • Home Equity Loans
  • Holiday Loans
  • Signature Loans
  • Share Secured Loans
  • VISA Credit Card Loans

Transaction Account Programs

  • FREE Checking Accounts
  • VISA Check Card (Debit)
  • Overdraft Protection Plus
  • Courtesy Pay
  • ACH Transactions
  • Pre-authorized Payments
  • Wire Transfers
  • Direct Deposit
  • Free Online Banking
  • Free e-Statements

Other Services

  • Loan Payments Automatic Transfers
  • Notary Public Services
  • Free Electronic Bill Pay
  • Discount Movie Tickets
  • Discount Car Wash Tickets
  • Prepaid Visa Gift Cards
  • Prepaid Visa TravelMoney Cards
  • ScoreCard Rewards
  • Surcharge-Free ATMs
  • eZCard Info