Effective July 1, 2018

Savings Rates


Account type Rate APY*
Shares Accounts
Minimum Average Daily Balance to earn APY is $50
0.25% 0.25%
Share Draft Accounts with e-Statements 0.10% 0.10%
Christmas Club 0.15% 0.15%
Vacation club
A penalty will apply for early withdrawl
0.15% 0.15%
Certificate Dividend Rates
6 month ( minimum balance $1,000) 0.75% 0.75%
1 year ( minimum balance $2,500) 1.00% 1.00%
2 years ( minimum balance $5,000) 1.50% 1.50%
3 years ( minimum balance $10,000) 2.00% 2.00%

* APY = Annual Percentage Yield

A penalty will apply for early withdrawal.

All rates subject to change

Effective July 1, 2018

Loan Rates


Rates are based on individual credit history and term. Rates are subject to change without notice.



Loan type Rate Term
Signature Loan
Up to $2,000 8.50% 12 months
Up to $12,500 As low as 9.50% 48 months
Share Signature Loans
Up to Share Balance 1.50% above secured share rate 120 months
New Vehicle Loans
As low as 1.99%* 36 months
As low as 2.49%* 48 months
As low as 2.69%* 60 months
As low as 3.19%* 72 months
100% of invoice including taxes and licensing. *New vehicles only. Used auto loans for 72 months available on 2015 - 2017 model years. * Actual rate depends on credit score and other services used at the Credit Union
Recreational Vehicle Loans
As low as 5.20% Call CU for terms
Home Improvement Loans
Up to $12,500 As low as 8.25% 48 months
Mini Home Equity Loans
Up to $20,000 5.75% 60 months
Up to $20,000 6.25% 84 months
Secured by second mortgage on property. $75 non-refundable application fee. No closing costs. Fixed rate / Fixed amount and term. May be tax deductible. Consult you tax advisor
Home Equity Loans
Up to $80,000 Prime Rate / Variable 15 years
85% of equity less existing mtg. 6.80% / fixed 10 years
85% of equity less existing mtg. 7.30% / fixed 15 years
Secured by second mortgage on property. Variable rate based on Prime and 0% as stated in Wall Street Journal, adjusted semi-annually. $150 non-refundable application fee. No closing costs. May be tax deductible. Consult you tax advisor

All rates subject to change