Effective 4/1/2021

Savings Rates


Account type Rate APY*
Shares Accounts
Minimum Average Daily Balance to earn APY is $50
0.15% 0.15%
Share Draft Accounts with e-Statements 0.10% 0.10%
Christmas Club 0.15% 0.15%
Vacation club
A penalty will apply for early withdrawl
0.15% 0.15%
Certificate Dividend Rates
1 year ( minimum balance $2,500) 0.25% 0.25%
2 years ( minimum balance $5,000) 0.50% 0.50%

* APY = Annual Percentage Yield

A penalty will apply for early withdrawal.

All rates subject to change

Effective 4/1/2021

Loan Rates


Rates are based on individual credit history and term. Rates are subject to change without notice.



Loan type Rate Term
Signature Loan
Up to $2,000 3.00% 12 months
Up to $12,500 As low as 8.50% 48 months
Share Signature Loans
Up to Share Balance 1.50% above secured share rate 120 months
New Vehicle Loans
- As low as 1.24%* 36 months
- As low as 1.74%* 48 months
- As low as 1.94%* 60 months
- As low as 2.44%* 72 months
100% of invoice including taxes and licensing. *New vehicles only. Used auto rates add 0.50% to above rates. Used auto loans for 72 months available on 2018 - 2020 model years. * Actual rate depends on credit score and other services used at the Credit Union
Recreational Vehicle Loans
As low as 4.20% Call CU for terms
Home Improvement Loans
Up to $12,500 As low as 7.25% 48 months
Mini Home Equity Loans
Up to $20,000 3.50% 60 months
Up to $20,000 4.00% 84 months
Secured by second mortgage on property. $75 non-refundable application fee. No closing costs. Fixed rate / Fixed amount and term. May be tax deductible. Consult you tax advisor
Home Equity Loans
Up to $80,000 Prime Rate / Variable add: 1% discount for the first year of the loan 15 years
85% of equity less existing mtg. 4.05% / fixed 10 years
85% of equity less existing mtg. 4.55% / fixed 15 years
Secured by second mortgage on property. Variable rate based on Prime and 0% as stated in Wall Street Journal, adjusted semi-annually. $150 non-refundable application fee. No closing costs. May be tax deductible. Consult you tax advisor

All rates subject to change