Your savings at the Credit Union
are called shares because they represent your
share in the Credit Union. Savings are important
and an essential part of our Credit Union and
all members are encouraged to save. Payroll deduction
/ direct deposit is a painless way of saving.
Regular Share Accounts
This account is the primary account for
all members. It must have a minimum balance of
$5.00 to remain an active account. Dividends are
paid quarterly and are based on the average daily
balance in your account.
*Fees may reduce earnings on account
Share Certificates
There are several share certificate programs available
to members. These certificates vary in length:
6 months to 24 months. Consult the
rate
chart for current rates.
Christmas Club Accounts
This account is a pledge account whereby the member
designates a certain amount per week or payday
to be deposited for holiday shopping needs. Early
October, the funds from this club account are
automatically sent in time for holiday shopping.
Since this is a pledge account, funds are not
to be withdrawn during the year. This account
earns dividends in the same manner as a regular
share account.
Share Draft Account
(Credit Union Checking)
Our Share Draft Account offers you a convenient
way to manage all your financial needs. There
is NO minimum balance, NO monthly service fees,
Overdraft protection, first 50 checks are FREE.
Statements are sent monthly.
VISA Debit Card is also available through this
account.