Account
Password
 

Effective June 30, 2008
Savings Calculator
Type Rate APY*
Share Accounts
Minimum Average Daily Balance
to earn APY is $50.00
1.85% 1.86%
Christmas Club 1.75% 1.76%
Vacation Club 1.75% 1.76%
Share Certificate
A penalty will apply for early withdrawl
  6 month (minimum balance $1,000)
  1 year    (minimum balance $2,500)
  2 year    (minimum balance $5,000)


2.47%
2.66%
2.96%


2.50%
2.70%
3.00%


Effective September 2, 2008
Loan Calculator
Mortgage Calculator
Type Rate Term
Signature Loans
  
up to $  2,000
  up to $12,500

8.00%
As low as 9.00%

12 months
48 months
Share Signature Loans
  up to share balance

5.00%

120 months
All Vehicles Loans
*new vehicles only
100% of invoice including taxes & licensing

As low as 4.75%
As low as 4.75%
As low as 6.00% *

48 months
60 months
72 months
Home Improvement Loans
  up to $  8,000

As low as 9.00%

48 months
Mini Home Equity Loans
  up to $20,000

6.25%
6.75%

60 months
84 months
  • Secured by second mortgage on property
  • $75 non-refundable application fee
  • No closing costs
  • Fixed rate / Fixed amount & term
  • May be tax deductible
    Consult you tax advisor
Home Equity Loans
  up to $60,000
  (85% of equity less existing mtg.)

Prime (variable)
6.25% / fixed
6.50% / fixed

180 months
120 months
180 months
  • Secured by second mortgage on property
  • Variable rate based on Prime & 0% as stated in Wall Street Journal, adjusted semi-annually
  • $150 non-refundable application fee
  • No closing costs
  • May be tax deductible
    Consult you tax advisor
**All Rates Subject to Change
* Annual Percentage Yield