Visa Platinum Credit Cards Now Available!!
The Credit Union in now offering VISA platinum credit cards with rates *as low as 7.90% and the first 90 days interest free, (*Interest rate and 0% introductory rate depends on your credit score). Contact the credit union for further details and for an application.

Scholarship Opportunity
Any member of the Credit Union is eligible to win a $500.00 renewable scholarship! This scholarship is open to all members; those attending college for the first time, or those returning to college or a trade school. Applications are available at the Credit Union office. Deadline for application is April 15th, 2012.

1098 & 1099 Tax Forms
You should receive a 1098 form if you earned over $10.00 in dividends for 2011 and a 1099 if you paid over $600.00 in interest on your real estate loan. You should receive the form by 1/31/2012. This information is also listed on your year end Credit Union statement. If you are having your refund direct deposited please verify the routing & transit # and your account # is correct, this information is listed an the bottom of your check, or call the Credit Union for the correct information.

Bonus Dividend Declared
The Board of directors has declared a dividend for the quarter ending December 31st, 2011 of 0.50% for share accounts and 0.15% for club accounts. In addition the Board declared a 5.00% Bonus dividend of dividends earned on Share accounts in 2011. The dividends were paid and posted to your share and club accounts as of December 31st, 2011.

The Buffalo Home & Garden Show will be coming for 4 days only March 9-11 & 16-18th at the Buffalo Convention Center. The Credit Union will have a limited # of half price tickets for sale ($5.00), or if you prefer you can by the tickets on-line @ www.BuffaloHomeShow.com just enter the promo code Lewiston. In addition any member who applies for a Home Equity or Home Improvement loan will receive 2 free tickets.

E-Statements
Tired of waiting for your monthly statement or concerned about the safety of your information when the statement is mailed to you? Well now you can get your statement electronically. Just sign up for our E-Statements and your statement can be printed or download directly from your computer. The statement will be available within 1-2 days of the month end. This service is free to our members who have free on-line banking. So just stop by the office or give us a call and we will sign you up. Go paperless and help the environment.

Take the Rebate!!!
2012 Automobiles are ready to hit the Dealers showrooms. Along with the new styles and new car smell, dealers often add either 0% financing or a rebate to entice you to buy the auto. The Credit Union Board has approved a 1/2% reduction in NEW auto loan rates, therefore you can get a New car loan for as little as 1.45%*. *(Rate depends on credit score, length of loan and other credit union services used).

The following chart shows the savings you could have if you took the rebate and financed through the credit union if you were to purchase a New auto for $20,000.00.

The Larger the Loan and the Larger the Rebate the more you would save by financing at the Credit Union!!!